Group Fitness Insurance for NETA Certified Instructors
NETA is proud to be partnered with Insure Fitness Group, a leading provider of professional liability insurance in the fitness industry. A policy with Insure Fitness Group provides professionals like you with all-inclusive coverage that was designed to meet the unique needs of your career. This includes coverage for online and in-person training as well as coverage for hundreds of modalities in the wellness industry from group fitness to Pilates, personal training, dance instruction to massage therapy, and more.
Purchase your policy in less than three minutes to save $30 on a one year insurance membership. You’ll be instantly covered after purchase and emailed a copy of your Certificate of Insurance.
$189 $159/YR
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Group Fitness Insurance Policy Limits
- Professional & General Liability Insurance: $1 million per occurrence, $3 million annually
- Personal Injury & Advertising Injury: $1 million
- Identity Theft Protection: $25,000
What Does Group Fitness Insurance Cover?
Group fitness insurance is a type of liability insurance that covers professionals from unexpected accidents that could lead to lawsuits and costly claims.
If a client gets injured during one of your classes, they could sue you for expenses such as medical bills, lost wages, and legal fees. Without insurance, you might be personally responsible for covering these costs, which can add up quickly into the millions.
There are two primary types of liability insurance: professional and general liability insurance.
Professional liability insurance (also known as malpractice insurance) protects you against claims arising from actual or alleged professional negligence. For example, if a client drops a barbell and injures themselves during a workout under your supervision, this coverage would protect you.
General liability insurance (also known as slip-and-fall insurance) covers injuries that occur on your premises but are not directly related to your professional services. For instance, if a client trips and breaks their ankle on an uneven surface in your gym, this type of insurance would protect you from the resulting claims.
In addition to professional and general liability coverage, Insure Fitness Group offers additional protections, including personal and advertising injury coverage and identity theft protection, ensuring comprehensive coverage for fitness professionals.
Do you really need liability insurance if you are a group fitness instructor?
In short, yes—you need your own liability insurance, whether you work for a large gym, teach classes online, or run your own business. While each situation is unique, the risks remain the same, and comprehensive coverage is essential to protect your fitness career.
Even if your employer provides liability coverage, it may not be enough. Their policy could have limitations, such as reaching the annual aggregate limit, prioritizing other claims, or only offering partial coverage in certain situations. Having your own insurance ensures that you are fully protected, regardless of your work environment.
$189 $159/YR
